Accounting Issues in XYZ Company-Free-Samples-Myassignmenthelp.com

Question: Dissect the Financial and Accounting Issues in XYZ Company. Answer: Presentation: This report has been set up to dissect the money related and bookkeeping issues in an organization. It is very typical for an organization o face bookkeeping and monetary issues in its standard life. There are different ways and strategies which isn't acknowledged by the bookkeeping board and utilized by the organizations for comfort makes an issue for the organization. It is required for each organization to deal with the records and account as indicated by the set standards and guidelines to offer a definite outcome to the client of the reports and inner and outside partners of the organization. Bookkeeping and money related standards have been set by the sheets as indicated by the universal bookkeeping and fund rules and guidelines to make a typical arrangement of rules and guidelines for each state and the organizations. Singapore culture is various in nature. It has been found through breaking down the Singapores bookkeeping board that the principles and guidelines in Singapore are like the worldwide standards and guidelines. More, in this report corporate administration of Singapore has additionally been concentrated to investigate the guidelines of corporate administration in the nation. Organization demonstration of Singapore has advised about the corporate administration code of the nation which must be trailed by each organization in the state. Further, it has been broke down that how the concerned organization is applying corporate administration code in its business and what are the issues which could be looked by the organization because of corporate administration code. This report briefs the client about numerous issues which could be looked by an organization because of numerous inside and outside elements. Further, numerous different variables have likewise been broke down on a Singaporean organization to comprehend the components of the organization quickly. Further, this report briefs the client about the whole interior and outside factor of the organization. Organization outline: For this report, XYZ plc has been thought about. This organization is working its business capacities in Singapore from last numerous decades. This organization has been set up in 1980. This organization is working in retail industry. Numerous stores and stockrooms are worked by the organization to oversee and improve the deals of the organization. Further, this organization likewise offers different administrations and items to its clients. This organization is improving its efficiency quickly. Yearly report of this organization has likewise been investigated and it has been discovered that the liquidity, gainfulness, capital structure, effectiveness and so on state of the organization is in the kindness of the organization or the other way around. Further, numerous different viewpoints identified with money and records has been dissected over the organization to improve a decision[1]. Following are the reports of the organization: XYZ Plc INCOME STATEMENT Financial year closes in June. MVR In millions with the exception of per share information. 2016-06 2015-06 2014-06 2013-06 2012-06 Income 3954 3652 3484 3308 3128 Cost of income 3089 2854 2745 2610 2480 Net benefit 865 798 739 699 648 Working costs Deals, General and authoritative 1006 931 884 839 771 Other working costs - 361 - 334 - 336 - 318 - 284 All out working costs 644 597 548 521 486 Working pay 221 201 191 178 161 Intrigue Expense 4 6 9 10 14 Other pay (cost) 1 1 0 1 1 Pay before personal charges 218 196 183 168 148 Arrangement for personal expenses 66 59 54 51 44 Minority intrigue 0 0 Other pay 0 0 Overall gain from proceeding with tasks 152 137 128 117 105 Other 0 0 Overall gain 152 137 128 116 105 Overall gain accessible to normal investors 152 137 128 116 105 Income per share Fundamental 1.51 1.36 1.27 1.16 1.05 Weakened 1.5 1.35 1.25 1.16 1.05 Weighted normal offers remarkable Fundamental 100 100 101 100 100 Weakened 101 101 102 101 100 EBITDA 263 241 227 211 193 XYZ Plc BALANCE SHEET Monetary year closes in June. MVR In millions with the exception of per share information. 2016-06 2015-06 2014-06 2013-06 2012-06 Resources Current resources Money Money and money counterparts 52 49 43 67 40 All out money 52 49 43 67 40 Receivables 98 81 71 64 58 Inventories 546 479 459 426 428 Prepaid costs 4 4 4 5 Other current resources 6 3 2 2 2 All out current resources 703 617 578 564 534 Non-current resources Property, plant and hardware Different properties 419 385 366 333 301 Property and hardware, at cost 419 385 366 333 301 Amassed Depreciation - 236 - 208 - 185 - 152 - 119 Property, plant and hardware, net 184 176 182 181 182 Value and different speculations 0 0 0 0 Generosity 37 36 36 35 30 Impalpable resources 49 49 49 49 49 Conceded personal duties 21 17 15 15 16 All out non-current resources 290 278 282 280 277 All out resources 992 895 860 843 811 Liabilities and investors' value Liabilities Current liabilities Records payable 302 254 244 335 365 Conceded personal duties 11 9 8 15 4 Conceded incomes 29 Other current liabilities 134 117 70 93 70 Complete current liabilities 447 380 352 442 439 Non-current liabilities Long haul obligation 110 139 180 124 150 Other long haul liabilities 31 32 33 33 37 Complete non-current liabilities 141 171 213 158 187 Complete liabilities 588 552 565 600 627 Investors' value Normal stock 49 57 58 63 62 Held profit 328 269 220 169 118 Collected other far reaching salary 27 18 16 12 5 Complete investors' value 405 343 295 243 185 Complete liabilities and investors' value 992 895 860 843 811 XYZ Plc Statement of CASH FLOW Financial year closes in June. MVR In millions aside from per share information. 2016-06 2015-06 2014-06 2013-06 2012-06 Incomes From Operating Activities Other non-money things 185 180 41 156 215 Net money gave by working exercises 185 180 41 156 215 Incomes From Investing Activities Interests in property, plant, and gear - 52 - 42 - 36 - 35 - 46 Property, plant, and gear decreases 0 0 1 1 1 Acquisitions, net - 2 - 3 - 4 Net money utilized for contributing exercises - 52 - 44 - 38 - 38 - 45 Incomes From Financing Activities Long haul obligation gave 54 Long haul obligation reimbursement - 30 - 40 - 26 - 84 Regular stock gave 6 3 22 1 4 Repurchases of treasury stock - 13 - 5 - 26 Money profits paid - 93 - 87 - 77 - 65 - 77 Other financing exercises 0 - 1 0 - 1 0 Net money gave by (utilized for) financing exercises - 131 - 130 - 28 - 91 - 158 Impact of conversion standard changes 0 0 1 1 0 Net change in real money 3 6 - 24 28 12 Money at start of period 49 43 67 40 27 Money at end of period 52 49 43 67 40 Free Cash Flow Working income 185 180 41 156 215 Capital use - 52 - 42 - 36 - 35 - 46 Free income 133 137 5 121 169 Supplemental calendar of income information Money made good on for personal duties - 66 - 60 - 61 - 40 - 49 Money paid for premium - 4 - 6 - 7 - 9 - 13

Business and Society

Social supportability in organizations gives a petitive scene as today being maintainable is in excess of an ecological motion that bodes well as long as possible. The panies are set up in the social setting with the end goal that they are not just upheld by an enormous number of partners yet additionally prises of overseeing individuals just as sorting out exercises (Bowden 2013). To the extent I think, the pany Coca Cola gives the best reaction to social manageability as it is going excessively as much with 98% of pliance level accomplishment with human rights arrangement when it es to overseeing individuals at the work environment (Coca-Cola pany 2015). Social maintainability takes in idea the obligation of the activities that are considered to get an overall perspective on globalization, culture, and munities. At the point when a pany is named to be, socially perfect then that implies it has been selling a bigger number of items than different items and has referred to be legitimate just as deferential however on the other hand is relieving more hazard (Gilbert 2015). In any case, I think here we are discussing global organizations like Wesfarmers, Rio Tinto, Woolworths Limited, National Australia Bank, and so on. All things considered, disregarding social maintainability can welcome issues like human rights just as future liabilities. I had perused as of late about the mining business in Australia where the individuals working in the business, just as individuals living close to huge mining ventures, are confronting issues in wellbeing. Subsequently, the industry has been confronting plications in partner the executives and great administration across conditions. Also, we can't disregard the unfeeling treatment that the businesses are looking in the mining business with a reasonable worki ng compensation. It's in this way time to stop social untrustworthiness and to demonstrate a brush off to the shameful acts occurring. One more model that es to my psyche on the issue of manageability that is clothing panies which have re-appropriated it producing (powerless unit) to Bangladesh. Subsequently, what happened is that after the breakdown of Rana Plaza, they were searching for PR spread, which made the issues conspicuous according to media. Be that as it may, I don't have the foggiest idea why panies don't understand this is expanding their liabilities. The respectability of the laborer isn't guaranteed in a pany where they don't flip these liabilities into resources like professional stability, high wages and safe working conditions for the previous and checking the wellbeing and bug defilement through exceptional preparing to the last mentioned (Rice 2013). Buyers, then again, are on the view that they will engage just those items whose panies care about natural and social effect. One of the princely model could be of the tobacco pany in India known by ITC has included corporate social duties through social issues like aptitude building professional preparing to improve employability and create vocations for people from impeded areas of society (Itcportal 2016). Keeping up social obligation over the panies has never been simpler in light of the fact that as properly said by Rice (July 2013), nothing can help in rehearsing social manageability whether it is correct data or right teammates in the firm. In any case, the situation has changed and panies audits different activities for the maintainability model that yields encounters and likeness in objectives however the most significant issue that are managed is social foul play, neediness, and open door for all that is denied, in any event, for the laborers working in the mining business in Australia. Be that as it may, on the off chance that social manageability is viewed as a drawn out coordinated effort in any organizations, at that point why it is as yet a poor key reaction and not a munity commitment all over? Despite the fact that, there are panies like ITC and Coca-Cola Limited that are advancing corporate maintainability however others are just giving acknowledgment of the need to over see social hazard in business.â The expert profession is regularly subject to the social language, monetary and social subtleties of specific families and individuals. Social petence makes openings while working in an expert situation. It depends on the general public (Caligiuri 2013). As per my own audit, it is seen that schools are socially various when it es to communicating in or learning dialects or understanding society's significance at each level. In any case, during our school times in the school educational program we had scholarly of various dialects that additional as far as anyone is concerned as well as aided in distinguishing its significance while encountering polished skill today. This clarifies social petence includes values just as the quality by making the individual well prepared while passing on socially petent care (National Association of Social Workers 2016). At the point when it es to examining the expert condition, the way of life distinguishes to meet the pioneers who are not socially broadened or qualified can't meet the changing needs of polished skill. Socially broadened populaces like Hispanics, the African-American and Asian individuals in the developing industry situation in America have been making issue for the nearby panies as they can't meet their customer base and are losing business over the long haul as opined by a senior official in the budgetary division in America (Llopis 2011). Social seeing rather absence of social comprehension, then again, expounds the weal condition at the work environment. During my own professional training as a tele guest in one of the panies where enhancement in language is significant, however individuals never used to make due as a telecaller for long as they couldn't adapt up to the changed dialects. Thus, individuals began leaving the activity on the grounds that the work environment requested this measure however didn't bolster in learning in light of the fact that numerous societies can't be created simultaneously. Besides, it happens that our way of life doesn't coordinate the polished methodology utilized in the working environment. Be that as it may, during a meeting when two applicants with a similar capability are peting, the main integral factor remains is social petence. Absence of culture mindfulness whether it is identified with lucidity, pertinence, reality, consistency or time for alterations brings about deterring brings about the expert vocation (Alvesson and Sveningsson 2015). At whatever point we see any news or become acquainted with anything about various culture, we attempt to assimilate it since today culture isn't constrained to public activity however to our reasoning, even that mirrors our temperament. As it were, individuals' information on generalizations of various societies has brought about critical conduct just as ethnocentrism. Today, issues portray that there is a fundamental absence of comprehension about individuals particularly adolescents and the youthful grown-up who outline to demonstrate that they think about individuals' way of life and convictions. Despite the fact that, learning is significant on the grounds that that features that there is the essential comprehension of gauges between societies (Sarah 2016). Social comprehension of information can be recognized from others relying upon the particular motions, outward appearances just as non-verbal communication. Notwithstanding, realize that the social insight of any level can improve social knowledge on fundamental business behaviors, which currently would need to work, or tries to work. One ought to think and react quickly constantly to strike the social distinction, which won't go unnoticed. The other burden of absence of culture understanding features the absence of receptiveness in a groundbreaking encounter since when I was little and use to go to parties, my companions used to call me Gringos and similarly, my Turkish companion called me by White Trash. However, all these ments are irritating yet on the grounds that I was raised in a domain where acknowledgment of more regrettable circumstance even made you more grounded and versatile to circumstances. By and by, all these comparative exercises can bring about contrasts that could contrarily influence the idea of the individual. What's more, ethnic social gatherings understanding are adversely identified with social challenges (Miller 2016). Then again, change in culture could be trying, as it should be learned and utilized in various arrangements. Also, just a school can just give the social change toward the starting whether it is required for outer impedance or on account of emotional purposes. The handy excursion of comprehension of culture is just conceivable when one uses these in conveying to accomplish the ideal goal.â Morals has been one of the fundamental issues that each business needs to keep up. Morals is represented by moral standards and suitable lead of the group or a person in the calling. The rights and wrongs of an individual form at an underlying stage will assist with comprehension to separate between moral standards (Ferrell and Fraedrich 2016). This can be very much refered to with individual experience. I have two kin and being the oldest in my family; my folks instruct me to be a model before my kin. In any case, for an occurrence, if there was any battle between my kin, I was the person who sifted through with the end goal that I used to ask my sibling just as my sister that what the reasons were that prompted the battle. Be that as it may, in the wake of tuning in to them two, I used to help the person who was not to blame. Besides, I used to manage them to the good and bad things that could oversee the contention. Then again, similarly as the model refered to above from my own experience expresses that each person has diverse line of morals independent of the explanation we wishes to quality is correct or wrong. In any case, this can be bated when the individual oneself inquiries that whatever movement was done was indispensably good or not. Albeit, expertly moral conduct separates the code of good lead from the other (Durkheim 2013). I could clarify this with the assistance of the movie’s occasion in the film Spiderman, where to cut down Spiderman's position

Develop a Services Marketing Plan of Fitness First Research Paper

Physics Acceleration - 5030 Words

Chapter 6. Uniform Acceleration Problems: Speed and Velocity 6-1. A car travels a distance of 86 km at an average speed of 8 m/s. How many hours were required for the trip? [pic] [pic] t = 2.99 h 6-2. Sound travels at an average speed of 340 m/s. Lightning from a distant thundercloud is seen almost immediately. If the sound of thunder reaches the ear 3 s later, how far away is the storm? [pic] t = 58.8 ms 6-3. A small rocket leaves its pad and travels a distance of 40 m vertically upward before returning to the earth five seconds after it was launched. What was the average velocity for the trip? [pic] v = 16.0 m/s 6-4. A car travels along a U-shaped curve for a distance of 400 m in 30†¦show more content†¦For Problem 6-17, what is the maximum displacement from the bottom and what is the velocity 4 s after leaving the bottom? (Maximum displacement occurs when vf = 0) 2as = vo2 - vf2; [pic]; s = +21.3 m vf = vo + at = 16 m/s = (-6 m/s2)(4 s); vf = - 8.00 m/s, down plane 6-19. A monorail train traveling at 80 km/h must be stopped in a distance of 40 m. What average acceleration is required and what is the stopping time? ( vo = 80 km/h = 22.2 m/s) 2as = vo2 - vf2; [pic]; a = -6.17 m/s2 [pic] ; t = 3.60 m/s Gravity and Free-Falling Bodies 6-20. A ball is dropped from rest and falls for 5 s. What are its position and velocity? s = vot +  ½at2; s = (0)(5 s) +  ½(-9.8 m/s2)(5 s)2 ; s = -122.5 m vf = vo + at = 0 + (-9.8 m/s2)(5 s); v = -49.0 m/s 6-21. A rock is dropped from rest. When will its displacement be 18 m below the point of release? What is its velocity at that time? s = vot +  ½at2; (-18 m) = (0)(t) +  ½(-9.8 m/s2)t2 ; t = 1.92 s vf = vo + at = 0 + (-9.8 m/s2)(1.92 s); vf = -18.8 m/s 6-22. A woman drops a weight from the top of a bridge while a friend below measures the time to strike the water below. What is the height of the bridge if the time is 3 s? s = vot +  ½at2 = (0) +  ½(-9.8 m/s2)(3 s)2; s = -44.1 m 6-23. A brick is given an initial downward velocity of 6 m/s. What is its final velocity after falling a distance of 40 m? 2as = vo2 - vf2 ; [pic]; v = (28.6 m/s;Show MoreRelatedAngular Projectile Motion Essay775 Words   |  4 Pagesangular projectile motion problems, one must consider the following steps. To begin with one must calculate the horizontal acceleration of the object, keeping in mind that the vertical acceleration is 9.8 m/s2 due to gravity. In most cases one is given the angle of the ramp to the horizontal, and the velocity. If not given, the velocity can be calculated using the object’s acceleration at a given moment in time. One must then calculate the vertical and horizontal components of the velocity using a vectorRead MoreMotion Down an Incline Essay1338 Words   |  6 Pages3: Motion Down an Incline Shaoren Yuan October 5, 2013 Physics 1301W, professor: Dr. Zudov, TA: David Abstract The processes of a cart rolling up and returning back along a track were recorded, and the processes (motion of the cart.) were described as equations. Also, we calculated the accelerations of every stage (aup, adown and ahighest). Then the relationship among aup, adown and ahighest was concluded. Finally, the acceleration was measured and was proved from data. Introduction IfRead MorePhysics 1 Midterm Exam Review 21359 Words   |  6 PagesPHYSICS 1 MIDTERM EXAM REVIEW #2 1. A 6.0-N force and an 8.0-N force act concurrently on a point. As the angle between these forces increases from 0 ° to 90 °, the magnitude of their resultant (1) decreases (2) increases (3) remains the same 2. A car increases its speed from 9.6 m/s to 11.2 m/s in 4.0 s. The average acceleration of the car during this 4.0-second interval is (1) 0.40 m/s2 (3) 2.8 m/s2 (2) 2.4 m/s2 (4) 5.2 m/s2 3. What is the speed of a 2.5-kilogram mass afterRead MoreThe Physics Of Physics : Physics1053 Words   |  5 Pagesthe greatest distance possible. Physics is relatable to this lab because the success for this car requires the use of engineered force resulting in the distance and speed components coming to play. The amount of materials used to make the car has a definite influence in the car’s mass, likewise effecting the acceleration. How smoothly the wheels coincide with the floor will depict the amount of friction being created which as well connects back to acceleration. Physics endeavors those key elements thereforeRead MoreWhat Is A Projectile?4393 Words   |  18 Pages â€Æ' What is a projectile? 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Play Analysis The Realist International System - 1137 Words

Introduction International Organisations (IOs) have risen to prominence in recent years. Yet significant debate exists surrounding their status as actors within the international system. As a result, this essay asserts that IOs are powerful independent actors to a small, albeit still significant extent. Whilst IOs do hold some power; the state remains the most powerful actor in international society. To develop this assertion, this essay will establish the principles of realism and liberalism, as these theories are central to this essay’s analysis. Additionally, this essay will explore the role IOs play in the realist international system. Conversely, this essay will examine the role IOs play in the liberal international system too. This essay aims to reaffirm the state’s status as the most powerful international actor whilst exploring the role of IOs. Principles of Realism First of all, under realism, IOs are not powerful independent actors in international society. Amongst realism’s central axioms is the assertion that the state is â€Å"the only legal actor internationally,† (Baylis, Smith and Owens, 2014, 544). This effectively means that the state is the only powerful independent actor in international society. Furthermore, this principle also establishes that since IOs are not states, they do not have any power within the international system, thus, they cannot be powerful independent actors in international society. There are instances where the state has ignored theShow MoreRelatedA Short Note On Constructivism And International Institutions920 Words   |  4 PagesConstructivism and International Institutions As technology leapt forward, facilitating and promoting the rapid spread of both goods and ideas throughout the world, the twentieth century saw the beginnings of true globalization and with it the birth of many international institutions. 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Psychoanalytic, Jungian, and Individual Psychology...

Psychoanalytic, Jungian, and Individual Psychology Theories When the word classical is used, images of things developed long ago with their traditional styles and ideas come to mind. They are perceived today as outdated and not as effective. Classical models of psychotherapy although deemed outdated, still have relevance in today’s practice of understanding human behavior. Psychotherapy is a science and art that was established back in the 1800’s with its own style and ideas. Classical models of psychoanalytic theory include psychoanalytic theory, neoanalytic theory, and individual psychology. The psychoanalytic theory founded by Sigmund Freud is the study of human psychological functioning and behavior. The personality theory†¦show more content†¦Freud is credited for developing the structural model in which he describes the three parts of the psyche as the id, ego, and super-ego. The id is the unconscious personality structure that contains the basic drives of individuals (self-gratification). The ego is the or ganized and realistic part of the personality. The super-ego acts as the conscience that maintains the sense of morality. Adler never accepted Freud’s theory of infantile sexual trauma. According to Freud, human behavior is produced by conflicts between genetically built-in drives, the instincts of self preservation, sex, and destruction. He felt that the dominant force in human behavior is the sexual instinct, which is innate. He furthers asserts that the unconscious is the most powerful source of behavior (Murdock, 2009). Jung’s beliefs were that there are common elements of human experiences called archetypes. The archetypes are self, the regulating center of the psyche; shadow, opposite of the ego; anima/animus, male and female principles that represent the true self; and persona, how we present to the world (Changing Minds.Org, 2011). He called the psychological make-up of a person the psyche and believed that specific characterizations change over time and across cultures. Jungian therapy stresses the patients study and acceptance of the archetypes within himself. Only when the first three archetypes are fully integrated can the self begin to be explored andShow MoreRelatedFreud, Adler and Jung: Founders of Psychoanalytic Research Essay1645 Words   |  7 Pagesand Jung: Founders of Psychoanalytic Research Elizabeth R. Blight PSY/250 1/23/2013 Michelle Willis Introduction: There are three well-known influential thinkers who are considered to be pioneers in the field of psychology. It could be argued that without †¦., the emergence of psychology as we know it might not have ever happened, at least in its present form. 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I have a girlfriend who has been my blockmate for almost four years. We’ve been together for three months now. I can say that her family belongs to upper-middle class—her father is working for the United Nations, earning USD8000 per month and her mother works as a tutor for toddlers. She was actually my close friend before we dated. Before we became couple last April, I actually observed (and from her friends’ stories) that she was really really ‘thrifty’ with her money. Her friends would usually tease her because she would usually opt to eat her own baon whenever they eat in restaurants in Katipunan instead of ordering food. I also got irritated with her once because of her complaints about our Php 50. 00 group contribution for a project. Now that we’re together, I have known her more. I was okay with her at first. However, when we started the ‘real’ thing—that is when we started dating, going to places, eating in restaurants—we started to fight over her ‘being practical’ attitude. I started to notice how insensitive she gets whenever I start complaining how hungry I am. I have noticed how she rants about her budget every time she withdraws some cash for something irrelevant. She also has this rule wherein we will pay for our own expenses every time we go out—no exceptions. She doesn’t want to lend anyone some money whatever the situation is. She would often insist taking the long way or regular commute rather thatn taking a cab even if it’s raining. One day, she told me that she needed to update her wardrobe and asked me to go with her to buy some clothes in Divi. We spent half-day running and searching every stall there. We didn’t eat anything aside from five pieces of fishballs we bought in a foodcart outside the mall. After that, she still didn’t invite me to eat something; instead, we did her grocery at about 9pm which was about an hour of walking and pushing a cart. I accused her of being insensitive to my needs and that she is not acting as a girlfriend to me because she doesn’t take care of me. I looked at her as indecent and cheap. She’s selfish. I mean, how could she, who has Php 30,000. 00 savings in her bank account, not afford of taking me to any eatery along the street and let me eat? It is only food and nothing luxurious I was asking for. Food is a need. It is natural for a girlfriend to remind, if not provide, the needs of their partners. She told me once, however, that they were raised that way. Her parents would give them some cash every Christmas which they will save and deposit in their own bank accounts. She told me that her parents don’t typically spend money buying their wants—phones, clothes, gadgets, even a Starbucks coffee she asked her mom one time. Hence, they were trained to be thrifty. They were forced to save money to buy these stuff for themselves. But what really made me thinking was that she told me that that kind of upbringing is something that she’s thankful for. It was a good training because she grew up practical and wise in money. Then I thought, maybe I was wrong. Maybe she wasn’t really selfish, thinking only about her own concerns not others’. Maybe her being ‘thrifty’ is a good thing. Consequently, what is selfishness? I reckon being selfish is when you think only about your own welfare to the extent that you become stingy to others. My girlfriend wants to spend her money more wisely because she is going to buy her wants which her parents don’t provide. She never treats me to eat somewhere because she is saving her money to buy her stuff. She’s careful with her savings and won’t lend anyone money even her siblings. Thus I figure she is selfish and that her thriftiness is too much that she doesn’t want to spend for others. Nonetheless, should I be angry with her? Being her girlfriend, I’m supposed to understand and accept her fully. Why did I judge her as being cheap and indecent just because she buys her pants in Divisoria? Why should I be angry about her not taking me to dinner? Why didn’t I, being the one who was so hungry, invite her then? Then I thought, maybe the problem is in me. Unlike her, we have this lifestyle of ‘spending’. We are not rich but my mom would usually do anything to provide for what we need and want. She feels hurt whenever she can’t give what we are asking for. Unlike her, I came from a family of politicians. My lolo has served our province for quite some time as a governor. My mom was a board member for two terms. We grew up entertaining guests and serving them food while they wait for Mama to attend to their concerns. Unlike her, money is not my priority. I mean, yes it’s nice to save but not to the extent that I will exclude myself from enjoying life and make myself look woe. This is something really different with her upbringing. Maybe, I was irritated with her simply because she is different. She’s living an independent life while I want to depend on her. I realized maybe it has something to do with my expectations. I expect her to be generous to me, to take good care of me because those are my ideals for a partner. Economically speaking, they are rich than my family. They own a bigger house, a nicer car, her father earns more. However, they just have this ‘value’ of living a frugal life. They are making the most out of their living but that doesn’t mean they are selfish. The problem is in us because we spend so much on luxury, not thinking about what’s really important—making us struggle in budgeting. They think about the others. She has asked not to skip meals, she bought me an umbrella because I don’t own one, and she cooks for me. Being careful with spending is different with being selfish. They grew up independently, they were raised to spend less on things that they don’t really need. But this doesn’t mean they are not enjoying life. They have a piano at home; they own a dog; they go to places like Malaysia and Africa. I should never mistake thriftiness as something wrong because this actually is a value in life that could save lives, just like in the story of Ang Langgam at ang Tipaklong. Sometimes, we get irritated when we see someone who has everything that we don’t have. We get irritated how different that someone from us. We keep on seeing holes in them so we can miss our own flaws. This leads to judging. We judge people according to our own standards not by what they really are. We are now caught up in a world where money is a huge thing. Sure, money can’t buy happiness and is lesser important than non-material things we have in life. But let’s face it, we can’t live a peaceful and simple life without any money to buy our necessities. There’s nothing wrong in prioritizing money and be economically smart. We need money to live. We are all free beings that can do everything we want in order to survive and be successful in life. I realized, I should love her more and make her feel accepted. This way, she will feel contented and happy. As a girlfriend, I have to accept her for who she is and what her values are. I shouldn’t be bombarding her with omplaints because she is just my girlfriend. It is not her obligation to provide for me, in the first place. I shouldn’t hate her because of this. Because in this way I am the one who is being selfish. I am the one who is being narrow-minded, thinking about what’s good for me. She is happy with the training that her parents provided for them. She is practical and prioritizes money as something she needs in order to live a life. As her girlfriend, I should be happy for her, too. I should never interfere with her strategies in life for her to achieve success but rather, be at her back and support her all the way.